Reimagining Value in Your Third Act
Living at home isn’t always the most cost-effective or simplest path—especially when you add in rising expenses like mortgage payments, caregiving, utilities, groceries, transportation, and more. At Juniper Village at The Spearly Center, we simplify it all.
One predictable monthly cost covers your care, community, and peace of mind. And with short-term and long-term options available, your journey can be exactly what you need it to be.
Let’s break it down.
Costs Savings: The Numbers
At least 30% of Americans over 65 still carry a mortgage. On average, seniors spend $1000/month on housing alone—not including HOA or condo fees.
From property taxes to maintenance and utilities, homeownership costs add up fast. Monthly out-of-pocket expenses for homes valued between $150K–$500K range from $1,100 to $3,000.
Home health care averages $25/hour. Even with minimum support (3 hours/day, 30 days/month), that’s around $1,800 per month.
Pottery class? Book club? Sunday brunch? It all adds up. Most seniors spend about $250/month on recreation and enrichment.
Internet, cable, and landlines—the classic “triple play”—can exceed $250/month on your own.
Doctor visits, grocery runs, and errands rack up. The average monthly transportation cost for seniors? $715.
With recent inflation, three meals a day, vitamins, and special diets total nearly $750 per month for most seniors.
Smart living starts with smart planning.
Let’s find what works for you.
Easing the Cost of Senior Living
You don’t need to navigate this process alone. From the moment you begin exploring Juniper Village at The Spearly Center, we provide personalized guidance to help you find the best financial path forward.
We partner with organizations that make senior living more accessible—no matter your situation.
Financial Support Options
Veterans or surviving spouses may qualify for up to $1,800/month to help cover care needs. This federal benefit supports services in assisted living or personal care settings.
Offering flexible short-term loans, Elderlife’s line of credit is ideal for those waiting on benefit approvals or home sales.
Want to share a space? Companion suites lower monthly costs while still including full Juniper amenities and programs.
The IRS allows deductions for care in senior communities if the primary reason is medical. Families may also use the gift tax exemption when helping with expenses.
Always consult a tax advisor for personalized guidance.
Let’s Find What Works for You
There’s no one-size-fits-all when it comes to senior living—and financial planning is no exception. Our team is here to guide you every step of the way.
Let’s find the solution that works for your life, your goals, and your future.
Levels of Care
Whatever your speed, Juniper offers a lifestyle that empowers you with the personalized service, connection, and independence you deserve.
Walking the Talk
The Juniper Difference
The care my brother receives at Spearly is nothing short of incredible. They truly see him.
Diane W.
There’s a deep sense of purpose here. The team doesn’t just treat symptoms, they lift people up.
Tom S.
I’ve worked in healthcare for decades, and Spearly stands out for their heart and humanity.
Michelle R.
Careers That Fill Your Spirit
And Grow Your Talent
Join a community that nurtures passion and profession. Find your purpose while growing your career through personal and professional development opportunities at Juniper.
Here, every role matters, and every individual shapes a brighter, more inspired future. We’re reimagining what it means to age in America—breaking barriers, creating connections, and making a lasting impact.
Are you ready to be part of something exceptional?
Your Next Chapter is Waiting
Let’s Make it Extraordinary
About Us
LEVELS OF CARE
The Juniper Experience
Resources
Juniper Village at The Spearly Center
- 2205 W. 29th Avenue
- Denver, CO 80211